Retirement Planning

You’ve been paying Edward Jones fees for years, and someone just told you that Fidelity does the same thing for less. Or maybe for free....

You’ve got a meeting scheduled with an Ameriprise advisor this week, but a colleague at work swears by Merrill Lynch. Both charge real money for...

You’re sitting in that Edward Jones branch office — the one in the strip mall next to the dry cleaner — and your advisor is...

How to Roll Over a 401(k) Without Paying a Dime Somehow people got the idea that rolling over a 401(k) costs money. Maybe it’s because...

Five Signs Your Rollover Is Too Complicated to DIY Rolling over a single 401(k) to a Fidelity IRA? Pretty straightforward. Download some forms, make some...

The State Tax Move That Could Transform Your Retirement When you’re earning $200,000 in California and handing over 9.3% to the state every year, retirement...

The 60-Day Deadline That Can Cost You 30% of Your Savings The IRS gives you exactly 60 days to complete an indirect rollover. Not 60...

The 401(k) Rollover Forms You Actually Need If you search “401(k) rollover paperwork,” you’ll find warnings about mountains of forms, complex signatures, and weeks of...

The Hidden Costs of Having Multiple Retirement Accounts When David and Maria Chen sat down for their first meeting with a fee-only financial advisor, they...

Why Target-Date Funds Keep Beating DIY Investors The data keeps coming in, and it’s not flattering for hands-on investors. Study after study shows that target-date...