Retirement Planning

The Hidden Costs of Having Multiple Retirement Accounts When David and Maria Chen sat down for their first meeting with a fee-only financial advisor, they...

Why Target-Date Funds Keep Beating DIY Investors The data keeps coming in, and it’s not flattering for hands-on investors. Study after study shows that target-date...

Why Traditional Allocation Models Are Struggling For decades, the 60/40 portfolio was the gold standard of retirement investing. Sixty percent stocks for growth, 40% bonds...

The 2025 Showdown: Which Brokerage Wins Your Rollover? Fidelity, Vanguard, and Schwab are the three giants of low-cost investing. Each has changed significantly over the...

How a 1% Fee Compounds Into a Retirement Disaster One percent doesn’t sound like much. When your financial advisor mentions a 1% annual fee, it...

Comparing the Big Three IRA Custodians Picking an IRA custodian has gotten messy with all the marketing noise flying around. As someone who spent way...

The 60-Day Rollover Rule and Its Costly Consequences The 60-day rollover rule has changed quite a bit thanks to the misinformation flying around. As someone...

Understanding Required Minimum Distributions at Age 73 Required Minimum Distributions have gotten less clear-cut with all the rule changes flying around. As someone who helped...

Your Beneficiary Designations Override Your Will Beneficiary designations have turned into a moving target with all the estate planning misinformation flying around. As someone who...

The Unique Advantages Surviving Spouses Have With Inherited IRAs Losing a spouse is devastating. The last thing anyone wants to think about is tax strategy....