Fidelity, Schwab, or Vanguard? Choosing Your Rollover Home
Comparing the Big Three IRA Custodians When rolling over your 401(k), the choice of IRA custodian affects your investment options, costs, and service experience for...
The 60-Day Mistake That Triggers 20% Withholding
The 60-Day Rollover Rule and Its Costly Consequences When you take a distribution from your 401(k) or IRA intending to deposit it elsewhere, you have...
RMDs at 73 and How Rollovers Affect Your Required Distributions
Understanding Required Minimum Distributions at Age 73 The SECURE 2.0 Act pushed the RMD starting age to 73 for those born between 1951 and 1959,...
Name the Right Beneficiaries or Your Heirs Pay the Price
Your Beneficiary Designations Override Your Will Here’s a fact that surprises most people: the beneficiary form you filled out when you opened your IRA controls...
Money Market Rates Update
Money market funds continue to offer competitive yields for investors seeking a safe haven for their cash reserves. As of late 2024 and into 2025,...
401k Contribution Deadline Approaching
The end of the year is approaching, and if you haven’t maximized your 401(k) contributions, time is running out. Unlike IRA contributions that can be...
CD Rates Remain Attractive
One-year CDs are offering 4.5-5% APY at many institutions. Lock in rates now before potential Fed cuts reduce yields.
Bond Yields Stabilize
Ten-year Treasury yields settled around 4.2% this week after recent volatility. Bond investors are watching Fed signals for clues about future rate direction.
RMD Deadline Reminder
Required Minimum Distributions from traditional IRAs and 401(k)s must be taken by December 31. Missing the deadline results in a 25% penalty on the amount...
Savings Rates Hold Steady
High-yield savings accounts continue offering rates above 4% APY at most online banks. Compare offers at Ally, Marcus, and Discover for competitive rates.