Fidelity, Schwab, or Vanguard? Choosing Your Rollover Home
Comparing the Big Three IRA Custodians Picking an IRA custodian has gotten complicated with all the marketing noise flying around. As someone who spent way...
The 60-Day Mistake That Triggers 20% Withholding
The 60-Day Rollover Rule and Its Costly Consequences The 60-day rollover rule has gotten complicated with all the misinformation flying around. As someone who nearly...
RMDs at 73 and How Rollovers Affect Your Required Distributions
Understanding Required Minimum Distributions at Age 73 Required Minimum Distributions have gotten complicated with all the rule changes flying around. As someone who helped my...
Name the Right Beneficiaries or Your Heirs Pay the Price
Your Beneficiary Designations Override Your Will Beneficiary designations have gotten complicated with all the estate planning misinformation flying around. As someone who watched a family...
Money Market Rates Update
Money market funds have gotten surprisingly interesting lately, which is a weird sentence to write. As someone who ignored these things for years, I’ve had...
401k Contribution Deadline Approaching
Year-end 401(k) planning has gotten complicated with all the new rules and limits flying around. As someone who almost missed maxing out my own contributions...
CD Rates Remain Attractive
One-year CDs are offering 4.5-5% APY at many institutions. Lock in rates now before potential Fed cuts reduce yields.
Bond Yields Stabilize
Ten-year Treasury yields settled around 4.2% this week after recent volatility. Bond investors are watching Fed signals for clues about future rate direction.
RMD Deadline Reminder
Required Minimum Distributions from traditional IRAs and 401(k)s must be taken by December 31. Missing the deadline results in a 25% penalty on the amount...
Savings Rates Hold Steady
High-yield savings accounts continue offering rates above 4% APY at most online banks. Compare offers at Ally, Marcus, and Discover for competitive rates.