Should You Get a PhD

Considering a PhD? Weighing long-term career goals is key. A PhD is crucial for academic roles like professorships and research positions, providing essential qualifications for those careers.

Best Cash Back Credit Cards

Credit card cashback programs offer a percentage of purchases back as rewards. Use these to reduce your balance, shop more, or deposit into your bank account. Cashback rates range from 1% to 5% or more during promotions.

How to Turn 100K Into 5K Monthly Income

Invest in dividend stocks for consistent monthly income. Choose blue-chip companies with 3%-5% yields and a strong dividend history. Diversify across sectors to reduce risk.