The Widow’s Tax Penalty — How Losing a Spouse Can Double Your Tax Rate on a .6M 401(k)
For millions of married retirees sitting on seven-figure traditional 401(k) balances, the financial plan looks solid — until one spouse dies. A May 13, 2026...
Financial News
Congress Launches GAO Probe Into Private Equity Inside Your 401(k) — What It Could Mean for Your Retirement Portfolio
Rep. Richard Neal (D-MA) sent a formal letter on May 8, 2026, to Acting Comptroller General Orice Williams Brown requesting that the Government Accountability Office...
April CPI Hits 3.8% — What Scorching Inflation Means for Your 401(k) Bond Allocation and CD Ladder Right Now
Tuesday, May 13, 2026 morning’s inflation report wasn’t what anyone hoping for a rate cut wanted to see. The Bureau of Labor Statistics reported that...
Trillions in 401(k) Savings Are Quietly Shifting Into Collective Investment Trusts — and Regulators Aren’t Watching the Same Way
The shift was quiet. It was also historic. As of year-end 2025, Collective Investment Trusts now hold 54% of all target-date fund assets in U.S....
401(k) Withdrawals Are Quietly Adding ,500 a Year to Your Medicare Premiums — Here’s How IRMAA Works
A routine 401(k) withdrawal in 2026 could quietly inflate your Medicare premiums by more than $3,500 a year — two years from now, in 2028....
Fidelity vs Schwab vs Vanguard for Retirement Accounts
The Short Answer — Which Broker Wins by Account Type Picking between Fidelity vs Schwab vs Vanguard has evolved with all the “they’re all equally...
Fed Rate Cuts Vanish From the Map — Markets Now Price Zero Reductions Through 2031
The interest rate futures market issued its verdict this week — and it isn’t subtle. Fed funds futures pricing as of May 8–9, 2026 shows...
Record 6% of Americans Raided Their 401(k) for Hardship Withdrawals in 2025 — Frozen Rates and Inflation Are Squeezing Near-Retirees Hardest
A record 6% of American workers tapped their 401(k) accounts for hardship withdrawals in 2025 — up from 5% in 2024, a 20% year-over-year jump...
2027 Social Security COLA Could Blow Past Forecasts — Iran War Oil Shock Is the Wild Card
The 2027 Social Security cost-of-living adjustment is shaping up to be one of the most unpredictable in years — and an Iran-driven oil shock is...
Schwab Joins Fidelity in ETF Platform Fee War — IRA Investors Could Pay 00 Per Trade Starting June 1
Starting June 1, 2026, buying certain ETFs at Fidelity will cost investors an extra $100 per purchase. Charles Schwab is building a nearly identical toll...
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