Fidelity, Schwab, or Vanguard? Choosing Your Rollover Home
Comparing the Big Three IRA Custodians Picking an IRA custodian has gotten complicated with all the marketing noise flying around. As someone who spent way...
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The 60-Day Mistake That Triggers 20% Withholding
The 60-Day Rollover Rule and Its Costly Consequences The 60-day rollover rule has gotten complicated with all the misinformation flying around. As someone who nearly...
RMDs at 73 and How Rollovers Affect Your Required Distributions
Understanding Required Minimum Distributions at Age 73 Required Minimum Distributions have gotten complicated with all the rule changes flying around. As someone who helped my...
Name the Right Beneficiaries or Your Heirs Pay the Price
Your Beneficiary Designations Override Your Will Beneficiary designations have gotten complicated with all the estate planning misinformation flying around. As someone who watched a family...
Widowed? You Can Legally Delay Taxes on That IRA for Decades
The Unique Advantages Surviving Spouses Have With Inherited IRAs Losing a spouse is devastating. The last thing anyone wants to think about is tax strategy....
The 2020 Rule Change That’s Costing IRA Heirs Millions
The SECURE Act Changed Everything for Inherited IRAs In December 2019, Congress passed the SECURE Act. By January 202
Touch Your SIMPLE IRA Too Soon and the IRS Takes 25%
The Hidden 25% Penalty That Catches SIMPLE IRA Holders Off Guard Most retirement account holders know about the 10% e
The SEP IRA Escape Routes Your Accountant Never Mentioned
Why Your Accountant Keeps Quiet About SEP IRA Rollovers If you’ve been contributing to a SEP IRA as a self-employed p
Government Employee 457 Plans – Special Rollover Rules to…
Government Employee 457 Plans: Special Rollover Rules to Know 457 plans have gotten surprisingly complicated with all the rule changes over the years. As someone...
Teacher or Nonprofit? 403b Rollover Rules Explained
403b Rollover Tips Retirement account rollovers require careful planning. Understanding rules prevents costly mistakes. Rollover Tips Know the deadlines. Choose direct transfers when possible. Consider...