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How to Roll Over a 401(k) Without Paying a Dime Somehow people got the idea that rolling over a 401(k) costs money. Maybe it’s because...

Five Signs Your Rollover Is Too Complicated to DIY Rolling over a single 401(k) to a Fidelity IRA? Pretty straightforward. Download some forms, make some...

The State Tax Move That Could Transform Your Retirement When you’re earning $200,000 in California and handing over 9.3% to the state every year, retirement...

The 60-Day Deadline That Can Cost You 30% of Your Savings The IRS gives you exactly 60 days to complete an indirect rollover. Not 60...

The 401(k) Rollover Forms You Actually Need If you search “401(k) rollover paperwork,” you’ll find warnings about mountains of forms, complex signatures, and weeks of...

The Hidden Costs of Having Multiple Retirement Accounts When David and Maria Chen sat down for their first meeting with a fee-only financial advisor, they...

Why Target-Date Funds Keep Beating DIY Investors The data keeps coming in, and it’s not flattering for hands-on investors. Study after study shows that target-date...

Why Traditional Allocation Models Are Struggling For decades, the 60/40 portfolio was the gold standard of retirement investing. Sixty percent stocks for growth, 40% bonds...

The 2025 Showdown: Which Brokerage Wins Your Rollover? Fidelity, Vanguard, and Schwab are the three giants of low-cost investing. Each has changed significantly over the...

How a 1% Fee Compounds Into a Retirement Disaster One percent doesn’t sound like much. When your financial advisor mentions a 1% annual fee, it...